Indeks Kinerja Perbankan Syariah di Asia Tenggara Berdasarkan Konsep Maqâshid al-Syarî`ah

Herni Ali HT, Ali Rama

Abstract


Abstract: Sharia Banking Performance Index in Southeast Asia Based on the Concept of Maqâshid al-Syarî`ah. Islamic banks as a banking system that carries out Islamic vision in the field of finance and economics should develop a method of measuring performance in accordance with its vision. The vision of Islamic banks can be derived from the vision that chills reversed from the laws of sharia which is called maqâshid al-syarî`ah. Therefore, this study intends to develop methods of measuring the performance of Islamic banking based on the skill maqâshid al-syarî`ah. The maqâshid al-syarî`ah index is an index based on the three main visions of sharia banks, namely individual education (ta’dîb al-fard), justice enforcement (iqâmah al`adl) and welfare encouragement (jalb al-maslâhah). From the vision (dimension) is derived into indicators that are relevant and measurable. This research uses indexing method in calculating maqâshid al-syarî`ah index with case studies of sharia banking that has been operating in Southeast Asia covering Indonesia, Malaysia, Brunei Darussalam, Singapore, Thailand and Philippines. This tudy found that the majority of sharia banks in Southeast Asia have a low-performance maqâshid al-syarî`ah index. This shows that sharia banking is generally still run based on conventional vision even though it has operated in accordance with sharia principles or sharia compliance.

 


Keywords


maqâshid al-syarî`ah, financial performance, justice, Islamic banks.

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DOI: http://dx.doi.org/10.29300/madania.v22i1.782

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Jurnal Madania ini diterbitkan oleh IAIN Bengkulu dan Disebarluaskan dengan perijinan dibawah Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License..

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MADANIA: JURNAL KAJIAN KEISLAMAN
Institut Agama Islam Negeri Bengkulu
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211
Bengkulu, Sumatra Indonesia

 


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